Automotive News ? Finding Classic Porsche Insurance

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There? s no doubt that insuring a Porsche is expensive, but there are still ways that you can bring down the premium prices.

Drive carefully

Of course, if you can build up your no claims bonus then you can benefit from lower premiums. So take it easy when you?re behind the wheel and make sure you don?t get any points on your licence for speeding. The worse your record as a driver, the higher your car insurance will be as you become an obvious risk for any insurer.

GPS vehicle tracking

As a Classic Porsche is a valuable car, it will help reduce premiums if you have GPS vehicle tracking installed as this enhances the possibility of vehicle recovery should it be stolen. Many insurers will offer a discount if you have this kind of technology fitted. An alternative is to use the insurers? own tracking devices which record how you drive and how often. From these data, you can have a premium worked out on a pay-as-you-drive basis.

When you drive

If you drive your car purely for social use, your insurance costs will be lower than if you use the vehicle for work use as well. Make sure your insurer knows which category you fall under.

Limited annual mileage

Most classic car owners don?t use their classic car all the time. It?s often a ?special occasions? or weekend vehicle, so you tend to have a low mileage. Make sure your insurer knows that the annual mileage will be low as this keeps premiums down.

Avoid monthly payments

Although it seems sensible to pay bills by instalment, insurance premiums can be increased for the privilege of paying monthly, so if you can afford to, pay the premium in one go.

Increase the excess

Increasing the amount of voluntary excess that you pay when you put in a claim will reduce your premiums. Set it at a level that you can afford though.

Choose a specialist

If you get Classic Porche insurance with Cherished Vehicle Insurance you?ll be getting more than a standard insurance policy, you?ll also find that all the employees at CVI are car enthusiasts themselves and that the company offers exactly the kind of insurance you need for your pride and joy.

Source: http://autonews.galanter.net/2012/07/20/finding-classic-porsche-insurance/

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