GLHFCasting ? Why You Need Auto Insurance

There are more drivers on the road every year. This could lead to a higher possibility of a collision. If you get in a car accident, the car insurance you own can make a large difference in the experience you have. So how do you know what type of car insurance you need and how much to purchase? Mandated coverage varies by state/province but typically includes the following: Liability: This kind of insurance coverage will pay for the damage that you are responsible for. These damages may include bodily injury, and property damage. Bodily injury damages can include medical fees, lost wages, and pain and suffering. Property damage can refer to car repair costs or loss of property use. If you are sued, liability insurance will pay for your legal fees. Local laws typically mandate minimum amounts, but higher amounts can be purchased and are extremely helpful. Personal Injury Protection: Personal injury protection pays for all medical treatment for you or your passengers, no matter who was responsible for the accident. It is mandated in some states and optional in others. Local government typically sets minimum amounts. Medical Payments: This coverage is available in non-no-fault states; it pays regardless of who may be responsible. If you purchase this type of coverage, you will receive coverage for all types of medical or funeral costs. Collision: Damages resulting from a collision will be covered under this kind of car insurance. Comprehensive: This applies if your vehicle is stolen or damaged by something other than an accident, including weather damage or vandalism. Uninsured Motorist: This pays for damages when an insured person is injured in an accident caused by a driver who does not have liability coverage. Under-Insured Motorist: Many drivers have liability insurance that can?t pay for all the expenses they are responsible for. This type of insurance covers you in accidents involving those drivers. Emergency road service, car rental, and other varieties of car insurance can also be purchased. Car Insurance Petersburg Ak

Source: http://www.glhfcasting.com/why-you-need-auto-insurance-3/

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